I n’a fɔ an y’a fɔ cogo min na, san 2009 kalo fɔlɔw yɛrɛ la, mobili min minɛna ni wotoro naani ye, o diyabɔli cayara kosɛbɛ.
O fɛɛrɛ in de ka di an ka jamanadenɲɔgɔnw ye ka taa a fɛ, minnu ma faran ni mobili sanni sugo ye hali gɛlɛya waatiw la.
O waati kelen na, cogo si la, mobili kura yɛrɛyɛrɛ minnu bɛ bɔ minnu bilala feereli la, olu bɛɛ bɔra u tigiw bolo kaban bankiw fɛ : dɔw, jurutigi hakilitigiw, b’a ɲini k’u feere u yɛrɛ ma (u yɛrɛ ma walima ni dɛmɛn min bɛ kɛ ka ɲɛsin dilanbaga ŋanaw ma ) walasa ka wari min bilalen don , o fanba mara ani u kana u ka juruko tariku tiɲɛ . Fɔlɔ, a ka c’a la, u bɛ ɲɛ sɔrɔ - sugu bɛ daminɛ dɔrɔn ka fa ni o hakilina suguw ye.
InterCredit ka tɔnba kɛrɛnkɛrɛnnenw y’a latigɛ ka sɛgɛsɛgɛli dɔ kɛ walasa ka ɲininkali in jaabi - sugu min minɛna, o bɛ mobili sugu jumɛnw di Ukrayinakaw ma bi, ani nafa jumɛn b’a la k’u san tiɲɛ na. O de kama...
Darapo bɛɛ bɛ taa bɔ an ye
Warabilen hakɛ (fo ka se 83%) ye jamana wɛrɛw ka mobili ye, o tɛ kabako ye, k’a da a kan, jurudonna bonya waati la, san laban ninnu na, an ka jamanaden fanba, minnu tun bɛ ɲɛnamaya cɛɲi nɔfɛ, olu tun b’a fɛ ka fɛnw san ka bɔ jamana wɛrɛw ka mobili baarakɛlaw la. 17% tɔ bɛ VAZ mɔbiliw de bolo kosɛbɛ, VAZ-21099 de ye ɲɛmɔgɔ ye mobili sɔngɔko sugu la.
Dunan mobili minnu bɛ ipoteki la, Huidai ni Nissan mɔbiliw de bɛ feere ka caya, o kɔfɛ Daewoo, Skoda ani Sinuwa mobili baarakɛlaw denw - Cherry ani Great Wall. A ka di kosɛbɛ Ukraine jamana na Toyota, Citroen ani Vokswagen min bɛ sugu minɛlenw na, olu tɛ caya hali bi kosɛbɛ, wa Audi, Mitsubishi ani Mazda minnu bɛ bɛn cogoya ma feereli lakikaw la, olu bɛ jate unit (unit) la.
San - denmisɛnnin, kilomɛtɛrɛ hakɛ - a dɔgɔyalenba
Ka kɛɲɛ ni a dilanni san ye, layidu talen mobili tilalen don nin cogo la : a hakɛ cayalenba fo ka se 35% ma - san 2006, a bɛ jɔyɔrɔ filanan na (23%) - min ka ca ni "kura" ye, a bangera san 2008. Jyɔrɔ sabanan san hakɛ la (16%) - mobili minnu bangera san 2007 ni 2005. Wa a laban na, kulu fitinin (9,6% ɲɔgɔn) kɛra mobili minnu bangera san 2003-2004.
O minɛni in si hakɛ fitinin in kun ka nɔgɔn - ka da a kan, mobili minnu bɔra san fɔlɔw la, sannikɛlaw, a ka c’a la, u sera ka banki sara kaban, walima juru sarali tɔ tɛ kɛrɛnkɛrɛnnenya la tugun belebeleba wa a nafa ka bon bankiw bolo ka juruw labɛncogo kura ko ɲɛnabɔ teriya la, kɛrɛnkɛrɛnnenya la, n’a y’a sɔrɔ a tigi yɛrɛ nin ko in na, a b’a fɛ kosɛbɛ ka juru sara walasa mobili kana bɔnɛ a la k’a sababu kɛ a man bon kojugu, nka hali bi juru don . O la, sannikɛla min bɛ se ka kɛ, o man kan ka hami - minɛnko minnu bɛ se ka kɛ, olu cɛma, a ka gɛlɛn kosɛbɛ ka mobili sɔrɔ min kɔrɔlen don ni san duuru ye, wa a kilomɛtɛrɛ hakɛ bɛ tɛmɛ kilomɛtɛrɛ ba 200 kan.
Sɔngɔw - ka baro kɛ u kan
Wa, a laban na, ɲininkali min nafa ka bon kosɛbɛ: nisɔndiya min bɛ se ka kɛ ni wotoro naani ye, o musaka ye joli ye? InterCredit ye sɛgɛsɛgɛli minnu kɛ ka da sɔngɔw kan minnu fɔra bankiw fɛ walima o mobili sugu tigiw yɛrɛ fɛ, olu bɛ nin ja in di ka kɛɲɛ ni san hakɛ ye:
1. Mobili minnu dilannen don san 2008 - jigitigɛ fɔlɔ ye, ni a kɛra, 8-10% ye, o fɛn kelen sɔngɔ la, mobili feerela dɔ fɛ. Tiɲɛ don, danfara nisɔndiyalenw bɛ yen, ni sɔngɔ fɔlen ka dɔgɔ ni 20% ye ka tɛmɛ a ɲɛda nafa kan. Misali la, Skoda Octavia A5, n’o bɛ dilan dɔrɔmɛ 16.000 dɔrɔn na, a daminɛ musaka ye dɔrɔmɛ 20.550 ye.
2. Mobili minnu dilannen don san 2007 - daminɛ sɔngɔw bɛ dɔgɔya ni 13-15% ye ka tɛmɛ u ɲɛda nafa kan. Nka hali yan, sugandili ɲɛnamaw tɛ yen, i ka kan ka muɲu dɔrɔn k’u ɲini. Misali la, Dacia Logan, u bɛ hryvnia 45.000 dɔrɔn de ɲini min na, k’a sɔrɔ a bɛ hryvnia 86.500 bɔ feerekɛlaw fɛ minnu ye ofisi ye.
3. Mobili minnu dilannen don san 2006 - jigitigɛ hakɛ cayalenba ye 25-28% ye, k’a sɔrɔ ɲɛnajɛ sɔrɔli bɛ kɛ ka caya. O cogo la, Honda Accord, n’a ka katalogu sɔngɔ ye UAH 236.000 ye, o bɛ dilan ni UAH 141.100 dɔrɔn ye, ani Mitsubishi Padjero Wagon (a ɲɛda nafa ye dɔrɔmɛ 39.000 ye) bɛ feere dɔrɔmɛ 26.000 dɔrɔn na.
4.Masiniw san 2004-2005 bɔli - sɔngɔ fɔlɔw , k' a kɛ ɲɔgɔn cɛ , u bɛ dɔgɔya ni 35-40% ye , nka i bɛ se ka mobili sɔrɔ ani ka 60% sɔngɔ dɔgɔya . Misali la, Reno Megan, min nafa ye hryvnia 123.000 ye, o bɛ se ka san hryvnia 50.780 dɔrɔn na, ani VAZ - 21124 (hryvnia 65.850) bɛ dilan ni hryvnia 26.500 ye.
Kunnafoni minnu dira, olu bɛ se ka kɛ bolifɛnw ye minnu bɛ baara kɛ cogo dafalen na, ni fiɲɛ / tiɲɛni si tɛ u farikolo walima u ka chassis la. Mobili minnu ka filiw bɛ ɲɔgɔn ta (hali n’a kɛra fender ye min sɔgɔlen don dɔɔnin dɔrɔn walima da sɔgɔlen don), a daminɛ na, u bɛ feere ni 40-60% ye ka kɛɲɛ ni u sɔngɔ tɔgɔlama ye, u dilanni san mana kɛ min o min ye.
Yala fɛnw minɛni bɛ se bɛɛ ma wa?
O la sa, ka ipoteki mobili san, o ye nafa ye tiɲɛ na, hali ni “a sɔngɔ ka dɔgɔ siɲɛ fila walima siɲɛ saba” walima “a ka c’a la, warijɛ kelen na” a ka c’a la hali bi ko i tɛ se k’u san. Fɛn wɛrɛ ye ko mɔgɔ caman jigi b’a kan ko mobili minɛni sɔngɔw ma se u dan na fɔlɔ. Faan dɔ fɛ, nin hakilina in ye tiɲɛ ye, fan wɛrɛ fɛ, tuma dɔw la, i ka kan ka mobili ɲini min tɔgɔ bɛnnen don ani min cogoya ka ɲi ka tɛmɛ kalo kelen kan, nka a bɛ se ka se mɔgɔ wɛrɛ ma, bawo, ipoteki ɲinini mobili bɛ ka bonya tuma bɛɛ.
Ni sanni gɛlɛya ka se, mobili minnu minɛna jurudonnaw bolo minnu tɛ se ka juru ta, olu tun tɛ tɛmɛ 2-3% kan feereli bɛɛ lajɛlen na, kalo fila tɛmɛnenw kɔnɔ, o hakɛ bɛ ɲini ka caya siɲɛ fila, wa san 2009 tilancɛ fɔlɔ la, dɔnnikɛlaw y’a jira k’a yɛrɛ bɛna bonya ka se 30 ma -40% (40%) ye. O la, minnu b'a latigɛ hali bi ka mobili san, olu ka kan ka teliya hali bi ...
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April 20, 2026 04:06:54 +0300 GMT
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